Terms and Conditions
Last Updated: November 8, 2025
Welcome to HMA Wealth! These Terms and Conditions (“Terms”) outline the rules and regulations for using our website — https://hma-wealth.blogspot.com/.
By accessing this website, you accept these Terms in full. If you do not agree to any part of these Terms, please do not use our site.
1. Use of the Website
By using HMA Wealth, you agree to use the website only for lawful purposes and in a manner that does not infringe on the rights of others or restrict their use and enjoyment of the site.
You must not:
- Use this site for fraudulent, misleading, or illegal activities
- Attempt to gain unauthorized access to our servers or systems
- Copy, reproduce, or redistribute any content without permission
2. Intellectual Property Rights
All content on HMA Wealth, including articles, graphics, logos, and design elements, is owned by or licensed to us, unless otherwise stated. You may view, download, and print content for personal, non-commercial use only, provided you do not modify or remove any copyright or attribution notices.
Reproduction or distribution of our content for commercial use without prior written consent is strictly prohibited.
3. Content Accuracy
We strive to ensure that all information on HMA Wealth is accurate and up to date. However, the content is provided for educational and informational purposes only and should not be considered financial, investment, or trading advice.
You are responsible for making your own financial decisions based on your judgment or consulting a professional advisor.
4. Affiliate Disclosure
HMA Wealth may include affiliate links to third-party products or services. When you click these links and make a purchase, we may earn a small commission — at no additional cost to you. This helps us maintain and grow the site while continuing to provide valuable content.
5. Google AdSense & Third-Party Ads
We use Google AdSense to display ads on our site. Google may use cookies to serve ads based on your visits to our website or other sites. You can learn how Google uses your data here: ๐ Google Ads Privacy Policy
We are not responsible for the content or privacy practices of any third-party advertisers or linked websites.
6. Comments and User Content
When you leave comments or other submissions on our website:
- You are solely responsible for the content you post
- You agree not to post defamatory, offensive, or unlawful content
- We reserve the right to remove or edit comments that violate these Terms
By posting comments, you grant us a non-exclusive, royalty-free license to use, reproduce, and display your content in connection with the site.
7. Limitation of Liability
HMA Wealth shall not be held responsible for:
- Any financial loss, data loss, or damage resulting from the use of our website
- Errors, inaccuracies, or omissions in the content
- Temporary unavailability of the website due to maintenance or technical issues
All content is provided “as is” without any warranties, express or implied.
8. External Links
Our site may include links to other websites or resources operated by third parties. We have no control over the content or availability of these external sites and do not endorse them. Visiting third-party websites is at your own risk.
9. GDPR & CCPA Compliance
We are committed to protecting your privacy and complying with data protection regulations such as:
- GDPR (General Data Protection Regulation) for EU users
- CCPA (California Consumer Privacy Act) for California residents
Please review our Privacy Policy to understand how we handle your personal information.
10. Changes to These Terms
We may update or modify these Terms from time to time without prior notice. Changes will be effective immediately upon posting on this page. We encourage you to review this page regularly to stay informed.
11. Governing Law
These Terms are governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts located in India.
12. Contact Us
If you have any questions about these Terms, please contact us:
๐ง hmawealth@gmail.com ๐ https://hma-wealth.blogspot.com/
